From Estimate to Install in Four Steps
1
Get your estimate
We inspect your roof for free and give you a written price for the repair or replacement, so you know exactly how much to request.
2
Check your offers
Fill out a short application on Enhancify’s secure page. Seeing your offers uses a soft credit pull, so your credit score isn’t affected.
3
Choose your payment
Compare offers side by side and apply with the lender you like best. You’re never required to accept an offer.
4
Schedule the work
Once your loan is funded, we put your project on the calendar and get to work.
Financing That Works Around Your Situation
Checking offers won’t hurt your credit
Enhancify uses a soft pull to show your options. A hard inquiry only happens if you choose a lender and move forward with that loan.
No home equity needed
Personal loan offers don’t require equity in your home or an appraisal. If you’d rather borrow against your home, you can also request home equity line of credit (HELOC) offers.
Less-than-perfect credit can still qualify
There’s no single minimum credit score. Lenders look at your credit history, income, and existing debt when making offers.
No fee to compare
Enhancify doesn’t charge you to see offers. Each lender sets its own rates, fees, and terms, and you see them before you accept.
Repairs and full replacements both qualify
Use financing for a leak repair, storm damage, or a complete tear-off with new shingle, tile, metal, or flat roofing.
If wind, hail, or a hurricane damaged your roof, your homeowners policy may cover part or all of the repair. We inspect the damage, document it with photos, and help you through the claim. Financing can then cover your deductible or any work your policy doesn’t pay for.
Before the next storm:
Review your policy for roof coverage and exclusions
Know your hurricane deductible, which is often separate from your standard deductible
Find out how your insurer handles older roofs
Take dated photos of your roof so you have a before-and-after record
Other Ways to Pay for a New Roof
Home equity loan or HELOC
Borrow against your home’s equity. Rates are often lower, but your home secures the loan.
Personal loan
Pay the project off in monthly installments with no collateral. Your rate is based on your credit profile.
Credit card
Some homeowners put a smaller repair or part of the project on a card, sometimes to earn rewards.
Local crews working out of two offices, in Orlando and Rockledge
A free inspection and a written estimate before you ever apply for financing
Honest repair-or-replace advice, so you never finance more roof than you need
Hands-on help with insurance claims when storm damage is involved
Roof Financing FAQs
Does checking financing offers affect my credit score?
No. Enhancify uses a soft credit pull to show your offers, which doesn’t affect your score. A hard inquiry only happens if you choose a lender and finalize a loan.
Who is Enhancify?
Enhancify is an online marketplace that matches homeowners with lending partners. It doesn’t make credit decisions or lend money itself, and neither does Maverick Roofing. Your loan is with the lender you choose.
What credit score do I need?
There’s no single minimum. Lenders consider your credit history, income, and existing debt, and homeowners with fair or poor credit can still receive offers.
Do I need equity in my home?
Not for personal loan offers, which don’t require equity or an appraisal. HELOC offers are available if you’d prefer to borrow against your home.
Can I finance a roof repair, or only a full replacement?
Both. Financing can cover leak repairs, storm damage repairs, and full roof replacements.
Am I required to accept an offer?
No. You can review your offers and walk away at no cost.
How quickly is the money available?
Many lenders fund within a few business days of approval. Timing depends on the lender you choose.
Can I use financing alongside an insurance claim?
Yes. Many homeowners use financing to cover their deductible or work that insurance doesn’t pay for.
Ready to Compare Payment Options?
Start with a free inspection so you know the exact cost of your project, then check your financing offers online. Questions? Call our Orlando office at (407) 271-8893 or our Brevard office at (321) 349-0050.
Financing offered by lenders through Enhancify, powered by Even Financial (NMLS #1475872). Maverick Roofing is not a lender. Approval and terms are not guaranteed and vary by lender.